What types of loan are available?
Depending on your circumstances, you’ll be able to choose from a number of deals. You can look at an unsecured loan which isn’t secured against any assets. If that isn’t for you, then there’s an option for one that’s secured, and as such, will typically be tied to your property. Another option is to secure a loan with a guarantor, which would be a third party with better credit.
How do I apply?
Applying is a straightforward and simple process – all you have to do is visit Ideal4Finance, put in your details and the type of loan you’re looking for, and the online calculator will work out the rest. The process should take no longer than 24 hours, and there’ll be a quick credit check, and should the application be successful, you’ll be good to go.
How much will I be paying?
As each financial package is tailored to each applicant, you’ll have to use the Ideal4Finance calculator to get the amount you’ll be looking at paying. Any final decisions will be based on your circumstances, including the amount you’re borrowing and the length of time for which you’d like to make the repayments. This is to ensure that the lending best suits your situation.
What happens if my application is successful?
Ideal4Finance will contact you regarding your application. You will be contacted either by phone, text, or email. You may also be contacted by the lender or lenders, should they need a little more information about your application.
What information do I need before applying for finance?
If you are proceeding with the application, then have the name and address of your employer to hand, as well as details of any additional income you may be receiving, as well as standard information like your address, postcode, and banking details.
Are my details safe?
Our partners have helped many people and want to help you too, so there won’t be any unpleasant surprises. Ideal4Finance only use reputable lenders, and the credit checks that are carried out won’t be made visible to other lenders.